NC OPEN FOR BUSINESS: Disaster Recovery Assistance for Business Owners Impacted by Hurricane Matthew

NC OPEN FOR BUSINESS

Disaster recovery assistance for business
owners impacted by Hurricane Matthew

SBTDC Logo the Rural Center logo Carolina Small Business Development Fund Logo SBCN logo North Carolina SBA logo FEMA logo
SBTDC Logo the Rural Center logo Carolina Small Business Development Fund logo SBCN logo North Carolina SBA logo FEMA logo
SBTDC Logo the Rural Center logo Carolina Small Business Development Fund logo SBCN logo
North Carolina SBA logo FEMA logo

The University of North Carolina – Small Business & Technology Development Center

Direct one on one counseling assistance to businesses seeking federal disaster recovery loans.

The Rural Center

NC Small Business Emergency Bridge Loans to facilitate cleanup and business readiness pending approval of SBA Disaster Loans.

North Carolina Community Colleges – Small Business Center Network

Community outreach, information and workshops on the business disaster recovery process and resources.

Carolina Small Business Development Fund

NC Small Business Emergency Bridge Loans to facilitate cleanup and business readiness pending approval of SBA Disaster Loans.

Economic Development Partnership of North Carolina

Information on resources and referrals through its BLNC call center and Regional Industry Managers in each of the state’s eight Prosperity Zones.

North Carolina Department of Commerce – Employment Security Division

NC’s administrator of the federal Disaster Unemployment Assistance (DUA) program.

US Small Business Administration

Longer term loans to cover costs of physical damage and economic injury to businesses.

Federal Emergency Management Agency (FEMA)

Disaster Recovery Centers and online tools to provide information and resources to affected businesses.

The University of North Carolina
Small Business & Technology Development Center

Direct one on one counseling assistance to businesses seeking federal disaster recovery loans.

The Rural Center

Bridge loans to facilitate cleanup and business readiness pending approval of SBA Disaster Loans.

Carolina Small Business Development Fund

NC Small Business Emergency Bridge Loans to facilitate cleanup and business readiness pending approval of SBA Disaster Loans.

North Carolina Community Colleges
Small Business Center Network

Community outreach, information and workshops on the business disaster recovery process and resources.

Economic Development Partnership of North Carolina

Information on resources and referrals through its BLNC call center and Regional Industry Managers in each of the state’s eight Prosperity Zones.

North Carolina Department of Commerce
Division of Workforce Solutions

NC’s administrator of the federal Disaster Unemployment Assistance (DUA) program.

US Small Business Administration

Longer term loans to cover costs of physical damage and economic injury to businesses.

Federal Emergency Management Agency (FEMA)

Disaster Recovery Centers and online tools to provide information and resources to affected businesses.

DECLARED COUNTIES

Businesses and non-profits in adversely affected and contiguous counties that have been impacted by Hurricane Matthew may now apply for low-interest loans through the U.S. Small Business Administration (SBA). The two types of loans consist of Business Physical Disaster Loans and Economic Injury Disaster Loans.

Map of North Carolina Declared Counties

Economic Injury

Physical Damage & Economic Injury

Updated Counties through Amendment 12

Physical Damage and Economic Injury

The following counties are eligible for Business Physical damage and/or Economic Injury disaster loans from the SBA: Anson, Beaufort, Bertie, Bladen, Brunswick, Camden, Carteret, Chatham, Chowan, Columbus, Craven, Cumberland, Currituck, Dare, Duplin, Edgecombe, Gates, Greene, Halifax, Harnett, Hertford, Hoke, Hyde, Johnston, Jones, Lee, Lenoir, Martin, Moore, Nash, Northampton, Onslow, Pasquotank, Pender, Perquimans, Pitt, Richmond, Robeson, Sampson, Scotland, Tyrrell, Wake, Washington, Wayne, Wilson

Economic Injury Only

North Carolina: Alamance, Durham, Franklin, Granville, Montgomery, New Hanover, Orange, Pamlico, Randolph, Stanly, Union and Warren

South Carolina: Chesterfield, Dillon, Horry and Marlboro

Virginia: Brunswick, Chesapeake City, Greensville, Southampton, Suffolk City and Virginia Beach City

BUSINESS RECOVERY COUNSELING

The North Carolina SBTDC has a long history of assisting businesses with disaster recovery. Contact one of the SBTDC offices in your area to obtain no-cost assistance to:

  • Assess the financial impact on your business
  • Develop strategies for your recovery
  • Reconstruct financial statements
  • Evaluate options with creditors
  • Prepare SBA disaster loan applications

TYPES OF DISASTER ASSISTANCE AVAILABLE

NC Small Business Emergency Bridge Loan

Short-term, no-interest loans intended to “bridge the gap” between the time a major catastrophe occurs and when a business has secured other resources like insurance proceeds or SBA disaster loans. Eligible applicants must have between 1 and 100 employees. Non-employer businesses (such as passive real estate holding companies) may qualify if the loan proceeds will be used to benefit a tenant with employees or other eligible business.

Get more information on the NC Small Business Emergency Bridge Loan »

SBA Business Physical Disaster Loans

deadline to apply is Jan. 23, 2017

Loans to businesses to repair or replace disaster-damaged property owned by the business, including real estate, inventories, supplies, machinery and equipment. Businesses of any size are eligible. Private, non-profit organizations such as charities, churches, private universities, etc., are also eligible.

Get more information on Business Physical Disaster Loans »

SBA Economic Injury Disaster Loans (EIDL)

deadline to apply is July 10, 2017

Working capital loans to help small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private, non-profit organizations of all sizes meet their ordinary and necessary financial obligations that cannot be met as a direct result of the disaster. These loans are intended to assist through the disaster recovery period.

Get more information on Economic Injury Disaster Loans »

Disaster Unemployment Assistance

Workers who became unemployed as a direct result of the effects of Hurricane Matthew impacting North Carolina, may be eligible for unemployment insurance benefits under the Disaster Unemployment Assistance (DUA) program. Business owners affected by the storm may also qualify for benefits.

Get more information on Disaster Unemployment Assistance »

Due to high call volume associated with Hurricane Matthew, the Division of Employment Security (DES) will be extending call center hours in the evenings and will be open on Saturday as needed. The DUA Hotline is 1-866-795-8877.

Disaster Recovery Contracting Opportunities

Disaster recovery operations need vendors that can clear debris, provide facility support services, furnish necessary supplies, and much more. Different aspects of the recovery operations may be led by the federal government through FEMA, state government emergency response programs, city or county emergency response programs, or non-profit organizations like the American Red Cross.

Get the checklist for working as a contractor in disaster recovery »

Register for an upcoming webinar on Disaster Recovery Contracting »

START THE RECOVERY

STEP 1: File claims with insurance

Contact your insurance carrier to file your claim. If you lease your business space, verify that your lease owner has contacted the insurance carrier.

STEP 2: Register with FEMA

Ways to Register:

  1. By Phone: 800-621-3362 (FEMA)
  2. In Person: Visit a Disaster Recovery Center. These centers will rotate locations throughout the east. See a current list here »
  3. Register Online »

FEMA grants do not have to be repaid. FEMA assistance is nontaxable and will not affect eligibility for Social Security, Medicaid or other federal benefits. Survivors should register even if they have insurance. FEMA cannot duplicate insurance payments, but underinsured applicants may receive help after their claims have been settled.

STEP 3: Contact your local SBTDC

Your local SBTDC can provide assistance with:

1. Preparing disaster loan applicaitons
AND/OR
2. Developing other strategies for your recovery.

RESOURCES

FEMA/SBA Disaster Recovery Centers

Disaster recovery centers are staffed with representatives from FEMA, North Carolina Emergency Management and the U.S. Small Business Administration. Survivors can get help applying for federal assistance, learn about the types of assistance available, learn about the appeals process and get updates about applications. These centers are temporary and their locations and hours are subject to change so please check back often.

Hours

Monday - Friday: 9am to 6pm

Saturdays: 9am to 1pm

All centers closed Monday, Jan. 16 (MLK Day)

Cumberland County

Department of Social Services
1225 Ramsey Street
Fayetteville, NC 28301

Edgecombe County

Riverside Plaza
1600 West Howard Ave
Tarboro, NC 27886

Robeson County

Old Kmart Building
2750 Roberts Ave
Lumberton, NC 28358

Cumberland County

Department of Social Services
1225 Ramsey Street
Fayetteville, NC 28301

Edgecombe County

Riverside Plaza
1600 West Howard Ave
Tarboro, NC 27886

Robeson County

Old Kmart Building
2750 Roberts Ave
Lumberton, NC 28358

Cumberland County

Department of Social Services
1225 Ramsey Street
Fayetteville, NC 28301

Edgecombe County

Riverside Plaza
1600 West Howard Ave
Tarboro, NC 27886

Robeson County

Old Kmart Building
2750 Roberts Ave
Lumberton, NC 28358

SBTDC Locations

The SBTDC is here to help small businesses get back on their feet by developing strategies for your recovery, reconstructing financial statements, and reviewing your SBA loan application.

Hours

Monday - Friday: 8am to 5pm

Elizabeth City

1704 Weeksville Road
HL Trigg Building, Rm 102
Elizabeth City, NC 27909
ecsu@sbtdc.org
252.335.3247

Fayetteville

1200 Murchison Road
Fayetteville, NC 28302
fsu@sbtdc.org
910.672.1727

Greenville

300 East First St, Willis Bldg
Greenville, NC 27858
ecu@sbtdc.org
252.737.1385

Nags Head

2522 S. Croatan Hwy, Unit 1-A
Nags Head, NC 27959
ecsu@sbtdc.org
252.335.3334

Raleigh

1021 Main Campus Dr. Ste 200
Raleigh, NC 27606
ncsu@sbtdc.org
919.513.1500

Wilmington

803 S. College Rd, Suite A
Wilmington, NC 28403
uncw@sbtdc.org
910.962.3744

Pembroke

uncp@sbtdc.org
910.775.4007

Elizabeth City

1704 Weeksville Road
HL Trigg Building, Rm 102
Elizabeth City, NC 27909
ecsu@sbtdc.org
252.335.3247

Fayetteville

1200 Murchison Road
Fayetteville, NC 28302
fsu@sbtdc.org
910.672.1727

Greenville

300 East First St, Willis Bldg
Greenville, NC 27858
ecu@sbtdc.org
252.737.1385

Nags Head

2522 S. Croatan Hwy, Unit 1-A
Nags Head, NC 27959
ecsu@sbtdc.org
252.335.3334

Raleigh

1021 Main Campus Dr. Ste 200
Raleigh, NC 27606
ncsu@sbtdc.org
919.513.1500

Wilmington

803 S. College Rd, Suite A
Wilmington, NC 28403
uncw@sbtdc.org
910.962.3744

Pembroke

uncp@sbtdc.org
910.775.4007

Elizabeth City

1704 Weeksville Road
HL Trigg Building, Rm 102
Elizabeth City, NC 27909
ecsu@sbtdc.org
252.335.3247

Fayetteville

1200 Murchison Road
Fayetteville, NC 28302
fsu@sbtdc.org
910.672.1727

Greenville

300 East First St, Willis Bldg
Greenville, NC 27858
ecu@sbtdc.org
252.737.1385

Nags Head

2522 S. Croatan Hwy, Unit 1-A
Nags Head, NC 27959
ecsu@sbtdc.org
252.335.3334

Raleigh

1021 Main Campus Dr. Ste 200
Raleigh, NC 27606
ncsu@sbtdc.org
919.513.1500

Wilmington

803 S. College Rd, Suite A
Wilmington, NC 28403
uncw@sbtdc.org
910.962.3744

Pembroke

uncp@sbtdc.org
910.775.4007

NC Small Business and Technology Development Center (SBTDC)
5 West Hargett Street, Suite 600, Raleigh, NC 27601
(919) 715-7272 | www.sbtdc.org

The SBTDC is funded in part through a cooperative agreement with the U.S. Small Business Administration.